2009 List of Providers of 401k Plans

by L.A.S.

The following is a list of companies that offer 401k plans. It is up to date as of Fall 2009, but we cannot guarantee that it is an all-inclusive list. Please consult with your certified financial planner regarding specific features of plans that will best fit your needs. Providing this list does NOT imply endorsement, and none should be assumed. You must determine which company's plans best suit you.

All allow tax-free loans from your plan EXCEPT Redwood Administrators, and Underwriters Marketing Service. All provide 401K rollover and consolidation EXCEPT Best 401K Inc., and Omega Recordkeeping.

ADP Retirement Services: adp401k.com; 973-712-2000
Advanced Benefits Consulting: 314-539-0836
Alliance Benefit Group: abgnational.com; 800-242-2356
American Pension Services LLC: americanpension.net; 813-281-0707 x110
American United Life Insurance Co: oneamerica.com; 866-313-7355
The Best 401K Inc.:thebest401k.com; 800-430-8054
CBIZ Retirement Consulting Inc.: cbiz.com/retirement; 407-475-1765
Charles Schwab: scrs.schwab.com; 877-456-0777
CPI Qualified Plan Consultants Inc.: cpiqpc.com; 800-279-9916 x765
Daily Access Corp.: dailyaccess.com; 888-535-4322
Elite Marketing Insurance Designers of Houston: elitemktg.net; 800-477-3548
Expert Plan Inc.: expertplan.com; 609-918-2500
Future Benefits of America: fb401k.com; 901-843-7799
Gradient Investments: gradientinvestments.com; 888-824-3525
Great-West Retirement Services: gwrs.com; 800-537-2033
Guardian Insurance & Annuity Co. Inc.: guardianlife.com or guardianretirement.com; 866-390-7268
Harbor Insurance Marketing Inc.: harborins.com; 866-424-2167
ING: ingretirementplans.com; 888-639-2798
Ingham Retirement Group: ingham.com; 305-671-2200
Lafayette Life Insurance Co.: lafayettelife.com; 765-477-7411
Lincoln Trust Co.: LincolnTrustCo.com; 303-658-3000
Managed Resources: mgdresources.com; 208-773-6924
MBM Advisors Inc.: mbm-inc.com; 713-221-3117
McCready and Keene: mcak.com; 804-639-1395
Mercer: mercer.com; 857-362-2000
Mutual of Omaha: getretirementright.com; 877-401-7253
MVP Plan Administrators Inc.: mvpplanadmin.com; 866-687-6877
Noble-Davis Consulting Inc.: noblepension.com; 440-498-8408
Omega Recordkeeping Group: onlineretirement.org; 864-699-6900
The Online 401K: theonline401k.com; 877-775-4015
Paychex Inc.: paychex.com; 800-322-7292
Principal Financial Group: principal.com; 800-986-3343
Putnam Investments: putnam.com/401k; 800-719-9914
Redwood Administrators Inc.: redwoodadmin.com; 866-724-7770
The Retirement Advantage Inc.: tra401k.com; 888-872-2364
The Revzon Consulting Group: revzonconsulting.com; 877-254-7085
Securian Financial Group Inc.: securian.com; 877-876-4015
The Standard: standard.com; 877-805-1127
Transamerica Retirement Services: ta-retirement.com; 888-401-5826
Underwriters Marketing Service Inc.: callums.com; 856-727-1900
USI Consulting Group: usicg.com; 860-633-5283
Vaughan & Associates Inc.: retirementplansolutions.com; 864-271-1298
Wells Fargo: wellsfargo.com; 800-368-1225
Wellth Counselors: inthesafe.com; 970-744-4626

Best wishes!

Proposed Bill SB 1297 Would Give Tax Break for Annuities

by L.A.S.
You would get an fifty percent tax exclusion on your annuity under a pair of proposed Congressional bills called the Retirement Security for Life Act. Senators Kent Conrad of North Dakota and Senator Pat Roberts of Kansas are co-sponsors of this bill, SB 1297.
If you do not have an employer-sponsored retirement plan, you would benefit from this law. It provides for a fifty percent tax exclusion on up to $40,000 in annual income received from a non-qualified lifetime annuity.
A companion bill was introduced in the House, sponsored by Reps. Early Pomeroy of North Dakota and Ginny Brown-Waite of Florida.