Q: Are Insurers Practicing Medicine Without A License?

by L.A.S.

One of the odder results of our reliance on private health insurers is that insurers are in fact making medical decisions. Those decisions are removed from the doctor-patient relationship. Yet while the insurers claim that they are making decisions on PAYMENT, and not on approving or denying the actual medical treatment, the fact is that in the end, insurers' decisions determine whether patients live or die.

This raises the questions then, whether insurers are practicing medicine without a license!
Who gave them this authority?

If the insurance industry were handed the job now of covering medical claims (as they way were back in 1919), would they be able to get away with it?

I wish someone would file a lawsuit and find out if we consumers can set things to rights.